:root{--ink:#14273d;--ink-soft:#3d4f63;--paper:#f4efe6;--card:#fbf8f2;--line:#ddd3c2;--accent:#b5652b;--accent-dark:#8f4c1d;--serif:"IBM Plex Serif", Georgia, serif;--sans:"IBM Plex Sans", system-ui, sans-serif}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{background:var(--paper);color:var(--ink);font:400 1.0625rem/1.65 var(--sans);margin:0}img,svg{max-width:100%}a{color:var(--accent-dark);text-underline-offset:3px}a:hover{color:var(--ink)}h1,h2,h3{font-family:var(--serif);letter-spacing:-.01em;margin:0 0 .6em;font-weight:600;line-height:1.2}h1{font-size:clamp(2rem,5vw,3.1rem)}h2{font-size:clamp(1.45rem,3vw,2rem)}h3{font-size:1.15rem;font-family:var(--sans);letter-spacing:0;font-weight:600}p{margin:0 0 1em}.wrap{width:min(1080px,100% - 32px);margin-inline:auto}.skip{position:absolute;left:-999px}.skip:focus{z-index:10;background:#fff;padding:8px 12px;top:16px;left:16px}.site-header{border-bottom:1px solid var(--line);background:var(--paper)}.header-row{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px;min-height:72px;display:flex}.brand{color:var(--ink);font:600 1.45rem var(--serif);align-items:center;gap:10px;text-decoration:none;display:inline-flex}.brand small{color:var(--ink-soft);font-size:.95rem;font-weight:500}.mark{width:34px;height:34px;color:var(--ink)}.nav{flex-wrap:wrap;gap:4px 22px;display:flex}.nav a{color:var(--ink);border-bottom:2px solid #0000;padding:6px 0;font-weight:500;text-decoration:none}.nav a:hover,.nav a[aria-current=page]{border-bottom-color:var(--accent)}@media (width<=560px){.header-row{padding:12px 0}.nav{gap:2px 16px;font-size:.95rem}}.section{padding:clamp(48px,8vw,88px) 0}.section+.section{border-top:1px solid var(--line)}.section-dark{background:var(--ink);color:var(--paper)}.section-dark a{color:#f0c79c}.section-dark h2{color:#fff}.eyebrow{letter-spacing:.12em;text-transform:uppercase;color:var(--accent);margin-bottom:14px;font-size:.8rem;font-weight:600}.section-dark .eyebrow{color:#f0c79c}.lede{color:var(--ink-soft);max-width:46rem;font-size:1.2rem}.prose{max-width:46rem}.prose h2{margin-top:1.8em;font-size:1.4rem}.note{color:var(--ink-soft);font-size:.95rem}.hero{padding:clamp(56px,10vw,112px) 0 clamp(48px,8vw,88px)}.hero h1{max-width:15em}.hero .lede{margin-bottom:28px}.btn{border:2px solid var(--ink);border-radius:6px;align-items:center;min-height:48px;padding:0 22px;font-weight:600;text-decoration:none;display:inline-flex}.btn-primary{background:var(--ink);color:var(--paper)}.btn-primary:hover{background:var(--accent-dark);border-color:var(--accent-dark);color:#fff}.btn-ghost{color:var(--ink)}.btn-ghost:hover{background:var(--ink);color:var(--paper)}.btn-row{flex-wrap:wrap;gap:12px;display:flex}.grid{gap:20px;display:grid}.grid-3{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}.grid-2{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}.card{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:24px}.card p:last-child{margin-bottom:0}.step-num{font:600 2.2rem var(--serif);color:var(--accent);margin-bottom:12px;line-height:1}.section-dark .card{background:#ffffff0d;border-color:#ffffff26}.trades{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:0 32px;margin:0;padding:0;list-style:none;display:grid}.trades li{border-top:1px solid var(--line);padding:16px 0}.trades strong{display:block}.trades span{color:var(--ink-soft);font-size:.95rem}.checks{margin:0 0 1em;padding:0;list-style:none}.checks li{margin-bottom:10px;padding-left:30px;position:relative}.checks li:before{content:"";border-left:2px solid var(--accent);border-bottom:2px solid var(--accent);width:12px;height:7px;position:absolute;top:.55em;left:4px;transform:rotate(-45deg)}.faq details{border-top:1px solid var(--line);padding:16px 0}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;font-weight:600}.faq details p{color:var(--ink-soft);margin:10px 0 0}.contact-list{margin:0;padding:0;list-style:none}.contact-list li{border-top:1px solid var(--line);padding:14px 0}.contact-list span{text-transform:uppercase;letter-spacing:.08em;color:var(--ink-soft);font-size:.85rem;display:block}.site-footer{background:var(--ink);color:#c9d2dc;padding:48px 0 24px;font-size:.95rem}.site-footer a{color:#fff}.footer-grid{grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:24px;display:grid}.footer-brand{font:600 1.3rem var(--serif);color:#fff}.footer-head{color:#fff;margin-bottom:8px;font-weight:600}.site-footer ul{margin:0;padding:0;list-style:none}.site-footer li{margin-bottom:6px}.footer-legal{border-top:1px solid #ffffff26;margin:32px 0 0;padding-top:16px;font-size:.85rem}